:root,:root[data-theme=bank]{--c-bg:#fbf8f2;--c-surface:#fff;--c-surface-alt:#f3eee2;--c-ink:#0f1e3d;--c-muted:#4a5568;--c-line:#e7e0d2;--c-brand:#0f1e3d;--c-brand-2:#16294f;--c-brand-deep:#0b1730;--c-on-brand:#f4f1ea;--c-on-brand-muted:#c9d2e3;--c-on-brand-line:#3a4a6b;--c-accent:#f28c28;--c-accent-2:#ffc72c;--c-on-accent:#0f1e3d;--c-warn:#b45309;--c-soft:#fff3c4;--c-input-border:#cfc8b8;--c-error:#b42318;--c-error-on-brand:#ffb4b4;--c-error-bg:#fde8e8;--c-error-ink:#7a1c1c;--c-focus:#ffc72c;--c-strong:#fff;--font-head:"Frank Ruhl Libre", serif;--font-body:"Heebo", system-ui, sans-serif;--fs-body:1.0625rem;--fs-small:.875rem;--fs-lead:1.2rem;--fs-h1:clamp(2rem, 5vw, 3.6rem);--fs-h2:clamp(1.6rem, 3.4vw, 2.4rem);--fs-h3:1.35rem;--radius-s:10px;--radius-m:14px;--radius-l:20px;--radius-pill:999px;--shadow-fab:0 4px 14px #0f1e3d59;--maxw:1200px;--gutter:24px;--space-1:8px;--space-2:16px;--space-3:24px;--space-4:40px;--section-y:clamp(40px, 7vw, 80px);--header-bp:1180px}:root[data-theme=soft]{--c-bg:#f6f9fc;--c-surface-alt:#eaf1f8;--c-line:#dbe5ef;--c-brand:#12355b;--c-brand-2:#1b4676;--c-brand-deep:#0d2742;--c-accent:#ff9f1c;--c-accent-2:#ffd166;--c-soft:#fff1cf;--radius-s:14px;--radius-m:20px;--radius-l:28px;--font-head:"Heebo", system-ui, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--c-bg);color:var(--c-ink);font:400 var(--fs-body)/1.55 var(--font-body);margin:0}a{color:inherit}img,svg{max-width:100%}h1,h2,h3{font-family:var(--font-head);margin:0 0 .5em;line-height:1.15}h1{font-size:var(--fs-h1)}h2{font-size:var(--fs-h2)}h3{font-size:var(--fs-h3)}p{margin:0 0 1em}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}.wrap{max-width:var(--maxw);padding:0 var(--gutter);margin:0 auto}.wrap--narrow{max-width:860px}.wrap--form{max-width:420px}.section{padding:var(--section-y) 0}.section--flush-top{padding-top:0}.section--brand{background:var(--c-brand);color:var(--c-on-brand)}.section--brand p{color:var(--c-on-brand-muted)}.section--brand-2{background:var(--c-brand-2)}.section--alt{background:var(--c-surface-alt)}.section--tight{padding-bottom:clamp(40px,6vw,64px)}.grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:20px;display:grid}.grid--wide{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}.row{gap:var(--space-2);flex-wrap:wrap;display:flex}.row--between{justify-content:space-between}.row--center{align-items:center}.row--top{align-items:flex-start}.row--loose{gap:28px}.row--xl{gap:48px}.stack{gap:var(--space-2);flex-direction:column;display:flex}.col-1{flex:260px;min-width:0}.col-2{flex:340px;min-width:0}.col-3{flex:480px;min-width:0}.col-4{flex:600px;min-width:0}.mt-1{margin-top:var(--space-1)}.mt-2{margin-top:var(--space-2)}.mt-3{margin-top:var(--space-3)}.mt-4{margin-top:var(--space-4)}.mb-0{margin-bottom:0}.text-muted{color:var(--c-muted)}.text-small{font-size:var(--fs-small)}.text-warn{color:var(--c-warn)}.text-ink{color:var(--c-ink)}.title-light{color:var(--c-strong)}.eyebrow{color:var(--c-accent-2);font-size:.9rem;font-weight:500}.lead{font-size:var(--fs-lead);max-width:700px}.link-strong{color:var(--c-warn);font-weight:700}.hide-visually{position:absolute;inset-inline-start:-9999px}.header{background:var(--c-brand);color:var(--c-on-brand);z-index:40;position:sticky;top:0}.header__in{justify-content:space-between;align-items:center;gap:var(--space-2);padding-block:12px;display:flex;position:relative}.header__tools{align-items:center;gap:10px;display:flex}.nav{white-space:nowrap;align-items:center;gap:6px 14px;display:flex}.nav a{color:#e7e3da;padding:8px 2px;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{color:var(--c-accent-2)}.burger{border:1px solid var(--c-on-brand-line);color:var(--c-strong);border-radius:var(--radius-s);cursor:pointer;background:0 0;min-width:44px;min-height:44px;font-size:1.2rem;display:none}.lang{border:1px solid var(--c-on-brand-line);border-radius:var(--radius-pill);direction:ltr;display:flex;overflow:hidden}.lang button{color:#e7e3da;min-width:44px;min-height:44px;font:500 .95rem var(--font-body);cursor:pointer;background:0 0;border:0;padding:0 12px}.lang button[aria-pressed=true]{background:var(--c-accent);color:var(--c-on-accent)}.ratebar{background:var(--c-brand-deep);color:var(--c-on-brand-muted);font-size:.85rem}.ratebar .wrap{flex-wrap:wrap;gap:4px 24px;padding-block:6px;display:flex}@media (width<=1180px){.burger{justify-content:center;align-items:center;display:inline-flex}.nav{inset-inline:0;background:var(--c-brand);padding:12px var(--gutter) 20px;border-top:1px solid var(--c-on-brand-line);flex-direction:column;align-items:flex-start;display:none;position:absolute;top:100%}.nav[data-open=true]{display:flex}.nav a{align-items:center;min-height:44px;font-size:1.15rem;display:flex}.btn.header__wa{display:none}}.footer{background:var(--c-brand);color:var(--c-on-brand-muted);padding:44px 0}.footer__in{flex-wrap:wrap;justify-content:space-between;gap:28px 56px;display:flex}.footer__brand{font:700 1.6rem var(--font-head);color:var(--c-strong);margin-bottom:10px}.footer__about{max-width:460px;font-size:.9rem}.footer a{padding:4px 0;text-decoration:none;display:block}.footer a:hover{text-decoration:underline}.fab{z-index:50;color:#fff;width:54px;height:54px;box-shadow:var(--shadow-fab);background:#25d366;border-radius:50%;justify-content:center;align-items:center;display:flex;position:fixed;inset-block-end:14px;inset-inline-end:14px}html,body{overflow-x:clip}@media (width<=420px){.header__in{gap:6px}.header__tools{gap:6px;min-width:0}.header__tools .lang button,.header__tools [class*=lang] button{min-width:36px;padding-inline:10px}.burger{min-width:40px;min-height:40px}.brand,.logo{min-width:0}.brand img,.logo img,.brand svg,.logo svg{width:auto;max-height:30px}}@media print{.header,.ratebar,.footer,.fab,#rappel,.btn{display:none!important}}.logo{color:var(--c-strong);white-space:nowrap;align-items:center;gap:12px;text-decoration:none;display:flex}.logo__name{font:700 1.75rem/1 var(--font-head)}.logo__name b{color:var(--c-accent-2);font-weight:700}.logo__name span{color:var(--c-accent);font-family:var(--font-body)}.logo__tag{color:var(--c-accent-2);margin-top:3px;font-size:.72rem;font-weight:500;display:block}.logo svg{flex:none}.logo__disc{fill:var(--c-accent)}.logo__c{fill:var(--c-brand);font-family:var(--font-head)}.logo__h{fill:#fff;font-family:var(--font-body)}.btn{border-radius:var(--radius-pill);background:var(--c-accent);min-height:52px;color:var(--c-on-accent);font:700 1.05rem var(--font-body);cursor:pointer;border:2px solid #0000;justify-content:center;align-items:center;gap:10px;padding:0 28px;text-decoration:none;transition:filter .15s,transform 50ms;display:inline-flex}.btn:hover{filter:brightness(1.06)}.btn:active{transform:translateY(1px)}.btn--ghost{color:inherit;background:0 0;border-color:currentColor;font-weight:500}.btn--light{color:var(--c-strong)}.btn--brand{background:var(--c-brand);color:var(--c-strong)}.btn--sm{min-height:44px;padding:0 18px}.btn[disabled]{opacity:.6;cursor:progress}.card{background:var(--c-surface);border:1px solid var(--c-line);border-radius:var(--radius-m);padding:26px}a.card{text-decoration:none;display:block}a.card:hover{border-color:var(--c-accent)}.card--soft{background:var(--c-soft)}.card--accent{background:var(--c-accent);border:0}.card--cream{background:var(--c-bg);color:var(--c-ink)}.section--brand .card--cream p{color:var(--c-ink)}.section--brand .card--cream .text-muted{color:var(--c-muted)}.card--cream h3{margin-top:4px}.card--top{border-top:4px solid var(--c-accent-2)}.card__tag{color:var(--c-warn);font-size:.85rem;font-weight:700}.card__title{margin:6px 0 10px;font-size:1.6rem}.callout{background:var(--c-soft);border-inline-start:6px solid var(--c-accent);border-radius:var(--radius-m);padding:24px 28px}.callout__tag{color:var(--c-warn);font-size:.85rem;font-weight:700}.banner{background:var(--c-soft);border-radius:var(--radius-m);padding:28px 32px}.banner h2{font-size:1.9rem}.panel{border-radius:var(--radius-l);background:var(--c-brand);color:var(--c-on-brand);padding:clamp(24px,5vw,48px)}.panel p{color:var(--c-on-brand-muted)}.strip{background:var(--c-surface);border-bottom:1px solid var(--c-line)}.strip .wrap{flex-wrap:wrap;justify-content:space-between;gap:8px 24px;padding-block:14px;font-size:.95rem;font-weight:500;display:flex}.step{background:var(--c-surface);border:1px solid var(--c-line);border-radius:var(--radius-m);padding:22px}.step b{color:var(--c-warn);display:block}.step h3{font-size:1.2rem}.step p{margin:0}.badge{border-radius:var(--radius-pill);background:var(--c-soft);padding:2px 10px;font-size:.8rem;font-weight:700;display:inline-block}.bank-list{flex-wrap:wrap;gap:14px;display:flex}.bank{border:1px solid var(--c-input-border);border-radius:var(--radius-s);text-align:center;background:#fff;flex-direction:column;flex:170px;justify-content:center;align-items:center;min-height:84px;padding:10px;display:flex}.bank img{width:auto;max-width:100%;max-height:44px}.mix{border-radius:11px;gap:4px;height:22px;margin:18px 0;display:flex;overflow:hidden}.mix__seg{flex:1}.mix__seg--1{background:var(--c-accent)}.mix__seg--2{background:var(--c-accent-2)}.mix__seg--3{background:var(--c-brand)}.stat-label{color:var(--c-muted);font-size:.9rem}.stat-value{font:700 1.2rem var(--font-head);margin-bottom:12px}.stat-value--big{font-size:2rem}.field{flex:220px;min-width:0}.field label,.field__label{margin-bottom:6px;font-size:.9rem;font-weight:500;display:block}.field .opt{opacity:.8;font-weight:400}.input{border:1px solid var(--c-input-border);border-radius:var(--radius-s);width:100%;min-height:48px;font:500 1.05rem var(--font-body);color:var(--c-ink);background:#fff;padding:0 14px}.input--sm{min-height:38px}textarea.input{resize:vertical;min-height:96px;padding:12px 14px}.input[aria-invalid=true]{border-color:#e5484d}.err{color:var(--c-error-on-brand);margin-top:4px;font-size:.85rem}.check{align-items:flex-start;gap:12px;font-size:.95rem;display:flex}.check input{flex:0 0 22px;width:22px;height:22px;margin-top:3px}.check--list{border-bottom:1px solid var(--c-line);padding:12px 0}.notice{border-radius:var(--radius-s);background:var(--c-soft);color:var(--c-brand);padding:14px 18px;font-weight:500}.notice--bad{background:var(--c-error-bg);color:var(--c-error-ink)}.chip{border-radius:var(--radius-pill);border:1px solid var(--c-input-border);min-height:44px;color:var(--c-ink);font:500 .95rem var(--font-body);cursor:pointer;background:#fff;padding:0 18px}.chip[aria-pressed=true]{background:var(--c-brand);color:#fff;border-color:var(--c-brand)}.chip-row{flex-wrap:wrap;gap:10px;display:flex}.acc{border:1px solid var(--c-line);border-radius:var(--radius-m);background:var(--c-surface)}.acc+.acc{margin-top:12px}.acc>button{text-align:start;width:100%;font:700 1.08rem var(--font-body);color:var(--c-ink);cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:18px 22px;display:flex}.acc__body{color:var(--c-muted);padding:0 22px 20px}.acc__body ul{margin:0 0 12px;padding-inline-start:22px}.acc__ex{background:var(--c-soft);color:var(--c-brand);border-radius:var(--radius-s);padding:12px 16px}.table-scroll{overflow-x:auto}.table{border-collapse:collapse;background:var(--c-surface);border-radius:var(--radius-s);width:100%;overflow:hidden}.table th,.table td{text-align:start;border-bottom:1px solid var(--c-line);vertical-align:top;padding:10px 12px;font-size:.95rem}@media (width<=520px){.logo__tag{white-space:normal;max-width:190px;margin-top:6px;font-size:.7rem;line-height:1.25}.logo__name{font-size:1.45rem}.wrap{padding:0 18px}.btn{padding:0 22px}}.mb-form{margin-bottom:14px}.link-bold{font-weight:700}:root[data-mode=light]{--c-brand:#f3eee2;--c-brand-2:#ebe4d3;--c-brand-deep:#e6dec9;--c-on-brand:#0f1e3d;--c-on-brand-muted:#3a4458;--c-on-brand-line:#b9b09b;--c-strong:#0f1e3d;--c-error-on-brand:#b42318}:root[data-mode=light] .header{border-bottom:1px solid var(--c-line)}:root[data-mode=light] .lang button{color:var(--c-ink)}:root[data-mode=light] .lang button[aria-pressed=true]{color:var(--c-on-accent)}:root[data-mode=light] .eyebrow,:root[data-mode=light] .logo__tag,:root[data-mode=light] .logo__name b,:root[data-mode=light] .nav a:hover,:root[data-mode=light] .nav a[aria-current=page],:root[data-mode=light] .logo__name span{color:var(--c-warn)}:root[data-mode=light] .mix__seg--3{background:var(--c-ink)}:root[data-mode=light] .btn--brand{background:var(--c-ink);color:#fff}:root[data-mode=light] .chip[aria-pressed=true]{background:var(--c-accent);color:var(--c-on-accent);border-color:var(--c-accent)}:root[data-mode=light] .footer a{color:var(--c-ink)}.theme-btn{border:1px solid var(--c-on-brand-line);color:var(--c-strong);cursor:pointer;background:0 0;border-radius:50%;width:40px;height:40px;font-size:1.1rem}.a11y-fab{z-index:50;color:#fff;cursor:pointer;width:54px;height:54px;box-shadow:var(--shadow-fab);background:#0b5fff;border:2px solid #fff;border-radius:50%;font-size:1.6rem;position:fixed;inset-block-end:14px;inset-inline-start:14px}.a11y-panel{z-index:60;color:#0f1e3d;background:#fff;border:2px solid #0b5fff;border-radius:14px;gap:8px;width:min(300px,100vw - 28px);padding:12px;display:grid;position:fixed;inset-block-end:78px;inset-inline-start:14px;box-shadow:0 8px 28px #0000004d}.a11y-panel__head{justify-content:space-between;align-items:center;display:flex}.a11y-panel__head button{cursor:pointer;background:0 0;border:0;min-width:44px;min-height:44px;font-size:1.2rem}.a11y-panel__row{grid-template-columns:1fr 1fr;gap:8px;display:grid}.a11y-panel button:not(.a11y-panel__head button){color:#0f1e3d;min-height:44px;font:500 .95rem var(--font-body);cursor:pointer;background:#f7f4ec;border:1px solid #b9b09b;border-radius:10px;padding:0 10px}.a11y-opt[aria-pressed=true]{color:#fff!important;background:#0b5fff!important;border-color:#0b5fff!important}.a11y-link{color:#0b5fff;padding:6px 2px;font-weight:700}.a11y-contrast{filter:contrast(1.35)}.a11y-contrast body{color:#000;background:#fff}.a11y-gray{filter:grayscale()}.a11y-contrast.a11y-gray{filter:grayscale()contrast(1.35)}.a11y-links a{text-decoration:underline!important}.a11y-font,.a11y-font *{letter-spacing:.02em;font-family:Arial,Helvetica,sans-serif!important}.a11y-nomotion *,.a11y-nomotion :before,.a11y-nomotion :after{scroll-behavior:auto!important;transition:none!important;animation:none!important}:focus-visible{outline:3px solid var(--c-focus);outline-offset:2px}@media print{.a11y-fab,.a11y-panel,.theme-btn{display:none!important}}:root[data-mode=light] .nav a{color:var(--c-ink)}.nav__tools{display:none}@media (width<=1180px){.header__tools .lang,.header__tools .theme-btn{display:none}.nav__tools{gap:10px;width:100%;margin-top:14px;display:grid}.tabs{border:1px solid var(--c-on-brand-line);direction:ltr;border-radius:12px;display:flex;overflow:hidden}.tabs button{min-height:46px;color:var(--c-on-brand);font:500 .98rem var(--font-body);cursor:pointer;background:0 0;border:0;flex:1;padding:0 6px}.tabs button[aria-pressed=true]{background:var(--c-accent);color:var(--c-on-accent);font-weight:700}.header__in{align-items:center;padding-block:14px}}.doc-row{border-bottom:1px solid var(--c-line);padding-block:6px}.picker{padding-inline-start:34px;padding-bottom:6px}.picker__btn{cursor:pointer;align-items:center;gap:6px;display:inline-flex}.picker__list{margin:6px 0 0;padding:0;font-size:.9rem;list-style:none}.picker__list li{overflow-wrap:anywhere;padding:2px 0}.picker__x{cursor:pointer;color:var(--c-error);background:0 0;border:0;min-width:32px;min-height:32px}